Final Expense Life Insurance
Final Expense Life Insurance is a small value whole life insurance policy that is designed to cover burial and other final expenses when you pass. You have to be careful though because there can be some tricky products in the market. When we are vetting new products, this is what we look for:
The price on the product will never go up.
The coverage on the product should never go down.
This product should last forever.
That is the main rubric we use to decide what products we'll offer.
The great thing about final expense coverage is most people can qualify. We can offer no health question asked coverage to people between the ages of 40 and 80.
There are discounts and expanded coverage to clients who are willing to share their health history to see if they can qualify for discounts based on their health. You would be surprised how many people qualify for these discounts. For policies that have medical questions. This type of coverage can even go up to ages 89.
The best part is these health qualifying policies still don't require any medical exams. You simply have to answer health questions, and allow the company to review your available prescription / health information. Many of these approvals are completed within 24 hours if not instantly.
You can enter your information below to find out what kinds of quotes are available. Just know not all clients will qualify for all rates. It's best to review them with us to see what you'll health qualify for.